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LATEST MTM POSTS

Check out the latest news with our most recent posts below!

Why Sticking To A Budget Doesn’t Matter

Sometimes we get a bit advanced here at Mutilate The Mortgage and while I think that's a good thing as so many regular news sites just repeat the same old low level garbage ad nauseam, today I'd like to focus on a pretty basic part of the whole finance subject. The budget.

Choosing The Right Solar Installer

Paying off a mortgage is a long chore to do and there's really only two ways you can make it go quicker, cut back on your expenses or increase the amount of money you make and save. So today we're going to talk about earning more with solar and specifically how to make sure you chose the right installer for the job.

New Year Sale Now On! 75% Off!!

Check out our huge New Years Sale with over 75% off ALL of our fantastic courses! Bring in the new year by giving yourself a huge advantage over everyone else. At the same time you can support this site and help us grow so that more people can learn to have a better, richer and happier future.

7 Mistakes To Avoid When Selling Your Home

While we mostly focus on paying down mortgages on this site I thought it might be good to dig into potential mistakes that people make when selling a house. So buckle up and let's get into some of the biggest issues we've seen!

Shred Your Expenses While Having More Fun

Too often finance pieces drone on and on about "cutting back" or starting a budget when it comes to expenses but that advice clearly doesn't work. If it did, then everyone would be happily spending within their means and having tons of left over money to invest or kill their mortgage with. Instead lets save money and have fun!

How Long Will Low Interest Rates Last?

Whether or not the RBA decides to lower the cash rate this month, it won't change the fact that current mortgage interest rates are super low. For those that are old enough to remember a time before sub 3% home loan interest rates you might be asking yourself, how much longer is this all going to last??

The Frugal Way To Mutilate Your Mortgage

Frugality is about being frugal, thrifty or prudent in consuming resources such as time, money or even food. At it's heart it's about not necessarily spending zero money, but I think at least, getting great value for the time and money you put in. So how does being frugal to your home loan apply exactly?

The Best Way To Deal With Mortgage Stress

Worried about your mortgage payment? A lot of people are. Mortgage stress is one of the biggest concerns for families all over the world. But if this is something you deal with it doesn't have to be. Read on as we explain 3 simple and clear steps you can take to ease this almost never ending burden.

Why Home Loan Lending Rules Have Changed

Recently Home Loan lending rules have been in the news due to a number of various reasons. From the ASIC case against Wespac that got dismissed last August to the Royal Banking Commission it's been discussed a number of times. But what are lending rules for and why have they been changing?

Mortgage Advice That Should Be Obvious

While I've covered a number of in depth, more specific topics on this website over the years sometimes it's good to get back to basics. This can be good for new and old readers alike. Hopefully these are all pretty damn obvious to you but if not, really sit back and think about them as it could be a very big wall stopping you from attaining your goals and getting ahead in life.

How Climate Change Is Already Affecting Your Mortgage

Here in Australia, specific agencies such as the Bureau of Meteorology and CSIRO are tracking a big jump in the number of natural disasters throughout the land. This in turn raises a number of interesting flow on effects that have - and will continue to - affect all mortgage holders.

Check Your Clock, Check Your Interest Rate

While Mutilating The Mortgage is mostly focused on throwing huge chunks of your income at the mortgage consistently and automatically, today we're going to walk you through a very simple and quick thing you can do to hopefully give your ongoing efforts a nice boost: checking your mortgage interest rate is as good as it can be.

Mutilating Your Biggest Expense: The Car

Driving a car is dangerous and costs you a ton of money. So today we're going to look into some of the best ways Australians can seriously reduce their car expenses in order to then put more towards their mortgage repayments.

Top 5 Types Of Awesomeness Inflation

Many years ago I coined a fantastic term called Awesomeness Inflation. If you've never heard of it it's a great mentality to have throughout life to help your life, your bank account and of course, your mortgage.

Don’t Fall Into The Lower Price Trap

The recent housing slump has been the longest and deepest property downturn in modern history which is great! Just make sure you're careful to avoid two very common traps if you're looking to buy.