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Mortgage Mutilator

Mortgage Mutilator is a Scientist, Engineer and Writer specialising in mortgages and finances for over a decade. Having paid off their mortgage in 6.5 years, they knows exactly what works and what doesn't when it comes to paying off your mortgage early.

Why Sticking To A Budget Doesn’t Matter

May 19, 2022February 17, 2020 by Mortgage Mutilator
Infinity Pool With Woman

Sometimes we get a bit advanced here at Mutilate The Mortgage and while I think that’s a good thing as so many regular news sites just repeat the same old low level garbage ad nauseam, today I’d like to focus on a pretty basic part of the whole finance subject. The budget.

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How To Properly Handle Your Salary Increases

May 19, 2022January 20, 2020 by Mortgage Mutilator
Woman Happy In Sun

Whether it’s through changing jobs or moving up the chain your salary should be increasing over time especially straight out of uni. But a question you should always have an answer to is what will you be doing with this newfound wealth? Will you be squandering it… or using it wisely?

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Solving The Time Equation So You Can Kill That Mortgage

April 2, 2022January 13, 2020 by Mortgage Mutilator
Hanging Pocket Watches

Doing can take 10x as long as learning not to mention it can often be a constant up hill battle. So today I’d like to address this and show you why one of the best things you can do to make yourself richer and happier is to solve for time.

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Your Bank Is Taking Advantage Of You. Fix It Now.

May 3, 2022December 23, 2019 by Mortgage Mutilator
Big Bank Overlooking

Banks are actively taking advantage of almost all their customers on a daily basis to the tune of hundreds of thousands of dollars and no one is talking about it for some reason. Here’s how you can fix it.

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Shred Your Expenses While Having More Fun

March 27, 2022December 9, 2019 by Mortgage Mutilator
Woman Celebrating scaled e1574311161941

Too often finance pieces drone on and on about “cutting back” or starting a budget when it comes to expenses but that advice clearly doesn’t work. If it did, then everyone would be happily spending within their means and having tons of left over money to invest or kill their mortgage with. Instead lets save money and have fun!

Categories Pay Off Your Mortgage Faster 7 Comments

Why So Few Pay Down Their Mortgage Quickly

May 5, 2022November 4, 2019 by Mortgage Mutilator
The Best Time

Why do so many people day to day still carry a huge, forever ongoing mortgage? Today we’re looking at the top 3 reasons this occurs and how to avoid them.

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Why Being Frugal Is Pointless Unless You Crush Your Mortgage

May 19, 2022October 24, 2019 by Mortgage Mutilator

Today I thought I’d cover one of the biggest pitfalls I see almost everyone do daily but that no one ever discusses. Being frugal with your money while completely ignoring your mortgage payments.

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Check Your Clock, Check Your Interest Rate

May 19, 2022September 30, 2019 by Mortgage Mutilator
Clock

While Mutilating The Mortgage is mostly focused on throwing huge chunks of your income at the mortgage consistently and automatically, today we’re going to walk you through a very simple and quick thing you can do to hopefully give your ongoing efforts a nice boost: checking your mortgage interest rate is as good as it can be.

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Mutilating Your Biggest Expense: The Car

May 19, 2022September 23, 2019 by Mortgage Mutilator
Tesla Roadster Red

Driving a car is dangerous and costs you a ton of money. So today we’re going to look into some of the best ways Australians can seriously reduce their car expenses in order to then put more towards their mortgage repayments.

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Top 5 Types Of Awesomeness Inflation

May 19, 2022September 16, 2019 by Mortgage Mutilator
Woman In Coat Winter

Many years ago I coined a fantastic term called Awesomeness Inflation. If you’ve never heard of it it’s a great mentality to have throughout life to help your life, your bank account and of course, your mortgage.

Categories Save Money 2 Comments
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